1. Introduction
The Barclay Team (hereinafter referred to as “we,” “us,” or “our”) is committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you use our services. By accessing our website or utilizing our services, you consent to the practices described in this Privacy Policy.
2. Information We Collect
2.1. Personal Information: We may collect various types of personal information, including but not limited to your name, contact information (address, phone number, email address), financial information, and employment details. We collect this information to provide you with mortgage and financial services.
2.2. Usage Information: When you visit our website, we may collect certain non-personal information, such as your IP address, browser type, and device information. This data helps us improve our website and understand how users interact with our online resources.
3. How We Use Your Information
3.1. Service Provision: We use your personal information to offer and manage our mortgage and financial services, including application processing, approval, and communication.
3.2. Communication: We may use your contact information to send you important updates, news, and information related to our services. You can opt out of these communications at any time.
3.3. Legal Compliance: We may use your information to comply with legal obligations and regulations, such as anti-money laundering and fraud prevention requirements.
4. Disclosure of Your Information
4.1. Third Parties: We may share your personal information with third-party service providers, affiliates, or partners who assist us in delivering our services. These entities are obligated to protect your information and only use it for the purposes specified.
4.2. Legal Obligations: We may disclose your information when required by law or to protect our rights, privacy, safety, or property, or that of our customers or the public.
5. Your Privacy Choices
5.1. Access and Correction: You may request access to and correction of your personal information we hold about you. Contact us at [email address] to make such requests.
5.2. Withdraw Consent: You can withdraw your consent for us to collect, use, or disclose your personal information at any time, subject to legal and contractual restrictions. Note that withdrawing consent may affect our ability to provide you with certain services.
6. Security
We take reasonable measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction. However, no data transmission over the internet or electronic storage is entirely secure, so we cannot guarantee absolute security.
7. Changes to this Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or for legal or regulatory reasons. We will post the updated policy on our website, and the revised version will be effective upon posting.
8. Contact Us
If you have questions, concerns, or requests related to your privacy or this Privacy Policy, please contact us at:
The Barclay Team
9. Governing Law
This Privacy Policy is governed by the laws of Ontario, Canada.